Das Wichtigste zuerst

Your Responsibilities:

• Act as both a Compliance Officer and AML Officer
• Preparation of the Compliance report for senior management
• Identify internal Compliance activities, define the requirements as well as implement and enforce those in policies and control processes
• Manage Compliance-related projects in accordance with global headquarter
• Organize and run the Compliance Review Board meetings
• Preparation of the AML report for senior management, conduction of the annual analysis of money laundering hazard
• First point of contact for Compliance- and AML-related questions as well as implementation of relevant guidelines
• Advise senior management and staff in respect of regulatory requirements, identify and implement those
• Conduction of Compliance/AML training to staff and senior management
• Correspondence with national supervisory bodies and other external authorities
• Close cooperation with all areas of the bank

Your profile:

• University degree in law or business administration
• Minimum 6 years of experience in banking/financial services or automotive industry
• Comprehensive knowledge of the core regulations for banks in Germany
• Good understanding of the legal and regulatory requirements for a financial institution
• Outstanding analytical skills
• German and English: fluent in speaking and writing
• Good verbal and written communication skills
• Experience within an international organization
• High degree of initiative, self-direction
• Ability to be flexible, follow tight deadlines, organize and prioritize work
• Self-confidence

Your Responsibilities:

Accounting

• Ensuring proper Recording & Booking procedures, Account Reconciliation
• Delivering HGB & IFRS Accounting/Reporting monthly, quarterly and annually
• Executing Accounts Receivables/Accounts Payable booking in compliance with policies & processes
• Obtaining unlimited auditors attestations

Controlling

• Delivering the full scope of Operative and Strategic Controlling
• Ensuring proper Planning and Budgeting
• Aggregating figures of accounting and Comparing actual with budget (deviation analysis).
• Running a superior KPI-/Mgmt. Information System, having smart Reporting structures
• Cost Control and Performance Measurement
• Business Area Controlling and Product Calculations
• Providing useful recommendations to Top Management
• Preparing Risk (Bearing Capacity) Controlling/close Interaction with Risk Management and HQ

Regulatory Reporting

• Ensuring accurate, complete & timely SREP & Basel III Reporting to BaFin & Bundesbank

Tax Accounting

• Ensuring Compliance with internal guidelines and the tax law
• Delivering monthly, quarterly & annual Tax Accounting
• Ensuring tax account Reconciliation and planning for FCST & BP purposes
• Support in delivering VAT, wage tax and corporate income tax declarations
• Support in delivering transfer-pricing documentation

Your profile:

• University degree
• Min 10 years of Finance/Accounting experience, ideally in the banking industry, ideally in captive banking
• Strong knowledge in HGB, IFRS, KWG, RechKredV
• Sufficient IT know how with regards to accounting, controlling, regulatory reporting & treasury tools to act as qualified key contact for the IT department and drive functional support of implementation
• Proven leadership track record
• Fluent in German and English (written and verbal)
• Ability to work efficiently in a multicultural environment
• Strong business acumen & strategic mindset
• Strong analytical and problem solving skills
• Excellent interpersonal skills
• Good communication and presentation skills

Your Responsibilities:

• Maintaining the excel based financial model to keep the accuracy of the model
• Keep track of actuals and forecasts of the monthly, quarterly and annual performance compare and analyze actuals & forecasts with original budgets (variance analysis)
• Support in control the budget of cost centers and report analysis on deviations
• Support in preparing MIS (Management Reporting)
• Support in forecast and budget planning preparation
• Ad-Hoc analysis for management and Headquarter
• Support in implementation and development of finance related IT system

Your profile:

• University degree in Business Administration (finance, accounting, etc.), mathematics or computer science required (Bachelor or Master)
• Excel based forecast modeling experience
• Minimum of 2 years professional experience in banking / automotive financial services in similar position preferred
• CFA or CPA credentials preferred
• Strong language skills in English and German (verbal/written)
• Very strong analytical, quantitative and problem solving skills balanced with execution skills
• Proficiency with MS Excel and Power point
• Very good communication and presentation skills
• Resilient knowledge in accounting and managerial accounting
• Solid work ethic and strong dedication to excellence & delivering results
• Highly numerate, rigorous thinking
• Ability to work in a highly time sensitive, dynamic and growing environment
• Ability to be flexible, follow tight deadlines, organize and prioritize work
• Team orientation

Your Tasks:

• Ensures the establishment and enforcement of the global Information security framework to ensure fulfillment of corporate and legal requirements such as data security and compliance
• Identifying, analyzing, optimizing, managing and communicating of regional IT related vulnerabilities and risks
• Executing of regional Information Security Projects in alignment with IT Governance.
• Identifies areas where existing security architecture requires change or development in your area of responsibility.
• Implementation and developing of Information Security standards
• Developing, implementing and monitoring of IT risk management processes in alignment with global IT Security policies and guidelines
• Overseeing business impact analysis to ensure resources are adequately protected with proper security measures
• Support of internal IT audit processes in your area of responsibility.
• Providing IT security consultancy for IT, business departments, vendors and other stakeholders
• Providing Information Security awareness programs in alignment with global IT Security Management.

Your profile:

• To be successful in the above role, the incumbent should possess/ display the following key skills/ attributes:
• Bachelor or master degree in natural sciences, computer science, business, or an equivalent education or comparable discipline.
• Experience in area of IT security.
• Profound experience in complex business & IT environment
• Knowledge of common IT industry standards, especially ISO 27001 as well as ITIL and COBIT
• Good knowledge of IT Processes in regard to Information Security, Information Assurance, Business Risk Management and IT Solution Development (e.g. Systems- and Network Design)
• Knowledge of the most common MS Office products (Excel, Word, PowerPoint, SharePoint etc.)
• High commitment to quality and willingness to learn
• Fluent business English and German both written and verbal
• Pronounced analytical and planning skills coupled with an independent, objective and process-oriented way of working
• Intercultural awareness and ability to work in an international multicultural team and across diverse groups
• Very strong team working/ cooperation skills and global mind setting
• Personality as well as creativity in thinking and acting, high social competencies and assertiveness

Ihre Aufgaben:

• Eigenständige Analysen und Entscheidungen privater und gewerblicher Darlehens- und Leasinganfragen
• Aufbereitung der Engagements hinsichtlich der Bildung von Kreditnehmer- und Risikoeinheiten unter Berücksichtigung des KWG und der CRR
• Risikoorientierte Analysen der wirtschaftlichen Verhältnisse auf Basis interner und externer Informationen sowie von Jahresabschlussunterlagen (Liquiditäts- und Bonitätsprüfung, Kennzahlenanalyse, Kreditwürdigkeitsprüfung)
• Ratingerstellung
• Bewertung der Kunden anhand von Ratings
• Bewertung und Festlegung von Kreditsicherheiten auf Basis von Kundenbonitäten
• Erstellung und Votierung von Kreditvorlagen, u.a. auch für übergeordnete Gremien

Ihr Profil:

• Abgeschlossenes Hochschulstudium (z.B. BWL) und/oder Bankausbildung
• Berufserfahrung in der Bonitätsprüfung von Privat- und Firmenkunden inkl. Bilanzprüfung und G&V-Analyse
• Erfahrung in der Bearbeitung notleidender Kredite
• Herausragende analytische Fähigkeiten
• Sehr gute mündliche und schriftliche Kommunikationsfähigkeiten in Englisch und in Deutsch
• Erfahrung im internationalen Arbeitsumfeld einer internationalen Bank oder Automobilbranche wünschenswert
• Hohes Maß an Eigeninitiative und Flexibilität
• Fristgerechtes und organisiertes Arbeiten auch unter Zeitdruck
• Sehr hohe Eigeninitiative, Flexibilität und Selbstvertrauen
• Gute Kenntnisse der MS-Office-Programme

Mission:

The Team Credit Policy is responsible for setting all credit policies for our business (retail and wholesale). This includes
all stages from underwriting, fraud prevention, customer service to collections/non-performing loans and finally workout
and re-marketing.

Your Responsibilities:

• Setting of retail and wholesale credit policies (underwriting/fraud prevention/customer service/collections/nonperforming
  loans/workout)
• Setting of down payment policies for dealers
• Administration of the integrated credit decision engine (including champion/challenger)
• Setting of residual value policies
• Implementing an residual value monitoring process including administration and maintenance of the database to
  do that
• Setting up PQR and SC monitoring reports in a DWH structure
• Setting of collateral management policies and processes including re-possession and re-marketing
• Reporting risk matters to Director Risk Management
• Take business ownership for relevant outsourcing areas (e.g. Collections, Re-possession)
• First contact to external third parties
• Projects
• Managing the team including goal setting and staff development

Your profile:

• University degree in business/finance or Banking Education
• Several years of experience in risk management in both retail and wholesale business within an international
  (captive) bank
• Several years of experience in risk analysis in both retail and wholesale business within an international (captive)
  bank
• Experience with collateral management processes including re-possession and re-marketing
• Experience in leading a team or several years as a co-Team leader
• Outstanding analytical skills, high degree of initiative, self-direction
• Good verbal and written communication skills (German and English)
• Experience within an international organisation
• High degree of initiative, self-direction
• Ability to be flexible, follow tight deadlines, organize and prioritise work
• Self-confidence

Ihre Aufgaben:

• Wir suchen einen Werkstudenten (m/f) im Bereich Informationssicherheit und Datenschutz mit den Aufgabenschwerpunkten:
• Unterstützung unseres Chief Information Security Officers bei der Durchführung der täglichen Aufgaben in den Bereichen Access Management, Schwachstellenanalyse, IS-Reporting und Monitoring
• Dokumentation von Informationssicherheitsprozessen innerhalb des Prozess Management Tools
• Mitarbeit bei der Erstellung eines Schulungskonzeptes und der Durchführung von internen und externen Schulungsmaßnahmen im Bereich Informationssicherheit
• Weitere Aufgaben rund um die Informationssicherheit und Datenschutz
• Mitarbeit in Projekten in den Bereichen Informationssicherheit und Datenschutz

Ihr Profil:

• Fach-/Hochschulstudium (vorzugsweise Informatik, Wirtschaftsinformatik, oder andere IT-Studiengänge, auch wirtschaftswissenschaftliche Studiengänge möglich bei entsprechender Eignung und Interesse an IT und/oder Informationssicherheit)
• Interesse am Finanz-/Auto-/Leasing-/Banken-Umfeld
• Team- sowie gute Kommunikationsfähigkeiten
• Gute Englisch- und Deutschkenntnisse in Wort und Schrift
• Strukturiertes Arbeiten
• Hands-on-Mentalität
• Sehr gute Kenntnisse und sicherer Umgang mit MS Office Produkten
• Kenntnisse in den Bereichen Netzwerk und Betriebssystemen von Vorteil